Opinion

Needed, Financial Education in America!

Never in recent history has a crisis like the COVID-19 pandemic negatively affected the income and lives of so many individuals, families, and small businesses in America. Clearly, it has pointed out the need, importance of, and the urgency to implement financial education and literacy curriculums in our schools, K–12, and can no longer be ignored. Not having a foundation in financial and literacy skills has contributed to the mental, financial, and physical stress for those without a safety net (at least six months of income set aside) to cover emergencies, layoffs, medical expenses, and a full pantry. Add insufficient cash reserves and income to pay utilities, mortgages, rental expenses, along with auto, credit card, payroll, and student loan debt, and this enhances the makings of a devastating personal and family event. Why? Because too many parents, educators, and politicians have ignored, sidestepped, or refused to require in K–12 school curriculums specific life skills and practices needed to succeed in today’s society with its occasional setbacks and crises along with its opportunities. Financial literacy is imperative, crucial, and critical to the future of our country. Allowing or permitting ignorance of money matters to reign and be ignored by parents, educators, and politicians across all class lines is criminal, a great disservice to our young adults and future leaders. This must change. Additionally, the wealth and poverty gaps cannot be narrowed equitably through legislation, only through financial education, strongly supported with life skills, especially reading and math. The goal is to build self-reliance and motivational traits within students, traits to help them succeed and from which this country evolved. To legislate income equality without financial literacy curriculums to support it will continue to erode the economy, individual self-reliance, the family unit, and American liberties. Let’s not forget a desired outcome of financial edu
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Life’s sweet enchantments with cats, cake crumbs

Dear Readers, Beneath a pale blue sky ringed with a thin outline of white clouds, Kansas “breezes” rippled across the top of the no longer frozen pond. Sun, wind and water combined to conjure diamonds dancing on the backs of wave’s crests. Though a windowpane protected me from the chill this sight belied, I was so bewitched that my fork-ful of leftover Ice Box Cake never reached my mouth. Instead it all slipped from my hand. My mind registered the resulting plonk-splat of utensil, pudding and graham crackers hitting the floor, but I remained transfixed.
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Pets teach children to rely on parents more than before

There are two kinds of parents in the world: Those who have succumbed to their children’s incessant pleading for a pet and those who are still putting up with it. Maybe you’re one of those parents who thought caring for a pet would teach responsibility.
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Answering the profound question, why am I here?

I must be getting more philosophical as the years go by. I often find myself standing in the middle of a room overcome by existential questions. Why am I here? What is my purpose? Didn’t I come here for something? What was it?
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Resolve for the 2023 new year

This time of year, everyone’s talking about one thing: how much collective weight we put on in December. (I know I did my part.) On a related note, they’re also talking about New Year’s Resolutions or NYRs as no one calls them.
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Congress: Fund the fight against union busting

Last year, lid manufacturer Tecnocap illegally slashed health benefits for workers at its Glen Dale, West Virginia plant. Workers began delaying doctor’s appointments. Others were forced to delve deeply into their pockets — one even put thousands of dollars of chemotherapy charges on credit cards to save his wife’s life.
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